What is Go & Grow?
Go & Grow is investing made simple. It's Bondora’s easiest way to help you grow your money online. It’s a hands-off one-click investment, meaning you simply add money to your account, and start to earn returns. Go & Grow does all the work for you!
The best part? You don’t need any investment experience. Go & Grow has been carefully designed to be super user-friendly for everyone, regardless of age or financial expertise. Simply add money to your account and watch it grow every day.
How does it work?
The money you invest is used to fund other people's loans with Bondora. In turn, the loan repayments they make to Bondora fund the returns that you earn on your investment.
The entire Go & Grow portfolio consists of hundreds of thousands of these individual loan pieces and is spread across different credit ratings. This means it’s a highly diversified portfolio. More diversification means less risk, which indicates more stability and higher possible rewards.
How much will I earn?
You will earn a daily return rate of 6.75%* p.a. Although this return isn’t guaranteed, it has, in the history of Go & Grow, always remained steady. You can use the forecast tool to get a glimpse into the earning possibilities with Go & Grow.
How much does it cost?
There are no management fees! So investing with Go & Grow is free.
The only fee you pay is a €1 withdrawal fee. The good news is, it’s a fixed rate. So whether you withdraw €50 or €500—you’ll only pay a €1 withdrawal fee.
When can I withdraw my money?
You can access and withdraw your money 24/7. And when withdrawing, investments earning up to 4%* p.a. will be withdrawn first, ensuring you keep earning the best possible returns.
There are no penalties and no waiting periods; you only have to pay the fixed €1 withdrawal fee. Of course, the longer you keep your money in your Go & Grow, the more returns you’ll earn, so we recommend not withdrawing from your investment unnecessarily.
In rare extraordinary cases, you might not be able to take out all your money immediately, as there’s a built-in feature that protects your net return and investment called Partial Payouts. But in Bondora's history, it was only implemented once in 2020 during the pandemic. You can read more about partial payouts here.
Start investing with Go & Grow today. Sign up for free at bondora.com