No, the rate is not guaranteed. However, the average net return on Bondora is much higher.
The net return is capped at 6%* p.a. All excess returns over this percentage are reinvested to act as a buffer. Even though there’s no guarantee in place, this helps to keep the return rate of 6%* p.a. as stable as possible.
With this protection feature, and our 17-year track record, we believe the rate of up to 6%* p.a. is achievable, with the benefit of instant liquidity** to investors.
To find out more information, read our Risk Statement here.
**It may not be possible to liquidate assets or withdraw money immediately from Go & Grow. In this scenario, we will make partial payouts of your total withdrawal amount. Read more about partial payouts here.